Investment minimum: R 500 000
Portfolio: Sterling Invest JSE Listed Property
Investment manager: Sterling Invest
Stockbroker: SAXO/DMA (www.dma.co.za)
Underlying portfolio: Shares in 8 to 10 JSE listed property companies
Targeted long-term annual returns net of fees (5 years+):
Income return: 7% per annum
Capital growth return: 5% per annum
Total expected return: 12% per annum
Fees (Inclusive of VAT):
Portfolio Manager fee: 1.15% per annum (payable to Sterling Invest)
Platform/Custody fee: 0.08625% per annum (payable to SAXO/DMA)
0.40% once-off stock brokerage fees (payable to SAXO/DMA)
• Own the best properties in the best locations.
• Blue-chip properties with real blue-chip tenants.
• Approx. 40% of JSE Listed Property revenues is derived outside SA (rand hedge).
• Access your money within 3 – 5 days.
• There’s no lock-in periods or waiting for buyers to replace you.
• You decide what to do with your income earned (get it paid out monthly, quarterly, annually or choose to reinvest all or part of it).
• Get exposure to effectively thousands of underlying properties.
• Across geographies (local, offshore), across sectors (retail, commercial, office, specialised).
• Across management teams (we invest in 8-10 different underlying property companies who each have their own, highly competent management teams).
• Pay substantially less tax by housing your share portfolio within highly tax-efficient structures like endowments, living annuities and retirement annuities.
• Most listed property companies in SA operate as REIT’s (Real Estate Investment Trusts) which could result in tax savings for you, the end investor.
• Sterling Invest and SAXO/DMA (our stockbroking partner) undergo rigorous monthly FSCA (FSB) compliance audits.
• Companies we invest in have to comply with JSE Listing and Reporting Requirements, strict internal control measure and corporate governance procedures.
• Co-invest with big, institutional investors (pension funds, unit trust funds).
• Our portfolios are a culmination of a robust investment process, carefully selected by investment professionals, using the Sterling Invest Alpha Process
• The property companies we invest in are led by arguably the brightest, most experienced and qualified people in the property sector
• The underlying fees charged are easy to understand
• You receive quarterly portfolio statements by email so you can track performance
• Property companies report results publicly bi-annually with detailed & transparent disclosure of their underlying property portfolio’s performance
• There’s absolutely nothing for you to do but sit back, stay invested for the long term and collect your returns